Category: Payments

Consumer preference for pay-over-time services like Affirm for financing their purchases quadrupled between 2018 and 2019. Affirm’s 2020 survey predicts that 54% of US consumers will pay over time for their purchases in 2021.

After all, why pay upfront for a big-ticket purchase when you could repurpose that cash for more essential expenses? Even if you had to pay a small interest for the chance to split up your bill into easier-to-make monthly payments.

The question then is, is Affirm the right choice for you? Or would a credit card do just fine?

How do you finance your purchases through Affirm for an easier shopping experience?

Find out in this review.

Continue reading “Affirm Review (2023) – Everything You Need To Know”

In the new age of mobile shopping, apps like Apple Pay and Google Pay give today’s consumers more freedom than ever before. Rather than having to carry your wallet, credit card, and debit card wherever you go, you can use your google pay app as your payment method.

Consumers can simply flash their phone to make a purchase through an NFC connection. This gives modern merchants more flexibility when it comes to offering customers the payment options they want most. In 2018, Google revamped it’s solutions for online and mobile payments, placing everything under the same Google Pay umbrella.

Continue reading “What is Google Pay and How Does It Work? (Feb 2023)”

In today’s mobile and internet-steered society, hard cash is out, and digital payments are in – and in the wake of the global pandemic, there are increasing concerns over cash's hygiene. So, this trend is only predicted to continue.

Even bank cards are becoming more confusing and risky, as hackers and scammers make debit and credit card companies their fraud and theft subject.

Whereas, with digital payment services, it's never been easier to send and receive money from the convenience of your smartphone. Millennials have long since been advocates of digital payments. However, the market is overcrowded with endless P2P payment apps, so picking the right one for you can seem like a thankless task.

One such leading P2P mobile app is Venmo – an app designed for making quick digital payments with just a few taps. In light of that, we're putting Venmo under the microscope to answer the question: What is Venmo and how does it work?

Continue reading “What is Venmo and How Does it Work? (Feb 2023)”